Reduced earning capacity (Erwerbsminderung)
Legal term of pension insurance: anyone who, because of illness or disability, cannot work for an indefinite period for six hours a day counts as partially, under three hours as fully reduced in earning capacity.
- Also called
- full reduced earning capacity, partial reduced earning capacity
People insured are partially reduced in earning capacity if, because of illness or disability, they cannot work for at least six hours a day under the usual conditions of the general labour market for an indefinite period, and fully reduced if they cannot work for at least three hours a day. [1, Para. 1, 2] What matters is capacity in working life, not the diagnosis. Note: this is an assessment by the editorial team. Legal status: 10.10.2026; not legal advice.
More: Earning capacity pension and basic income support.
Sources and literature
- § 43 SGB VI – Rente wegen Erwerbsminderung. www.gesetze-im-internet.de/sgb_6/__43.html
In detail: Reduced earning capacity pension and basic income support: what the law regulates
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Reduced earning capacity pension and basic income support: what the law regulates
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